How to catch scammers in different channels
Posted: Sun Jan 19, 2025 9:05 am
Court orders . The main group of victims are citizens whom criminals indicate as debtors in court orders. Subsequently, it is from them that non-existent debts are collected. The amount of damage to individuals may be small and is limited by the requirements of the law regarding the maximum amount of a court order (up to 500 thousand rubles from individuals and up to 750 thousand rubles from legal entities). But, given the mass nature of forgery, the total amount of damage from the activities of one organized group engaged in forging orders may exceed hundreds of millions of rubles.
On the topic. New passport in a minute in the AI service Only Fake: how to distinguish a real document from a fake one
The main element of protection against fraud when china telegram database providing a financial service is preliminary identification and authentication of the client. Modern financial organizations provide services in three ways: traditionally through branches, semi-remotely with the help of visiting employees, and remotely. Let's consider each of these points in more detail from the point of view of the anti-fraud methods used and the need to use AI-based systems.
In-person format. If services are provided at a branch of a financial institution, the following methods are used to identify counterfeits:
use of services and databases of invalid documents;
physical verification of the authenticity of the presented documents (in particular, using specialized devices, such as special digital magnifiers), their integrity (not torn) and validity (validity period);
verification of the client's face and his photograph in the document;
double confirmation (additional verification by a senior specialist) when performing significant transactions.
Although the document is checked for validity and authenticity, its result may be unreliable due to the human factor (carelessness and negligence of employees), an element of collusion between an employee and a fraudster, or a lack of complete information about the method of checking documents. AI-based anti-fraud systems operating on top of multispectral data are free from these shortcomings.
On the topic. New passport in a minute in the AI service Only Fake: how to distinguish a real document from a fake one
The main element of protection against fraud when china telegram database providing a financial service is preliminary identification and authentication of the client. Modern financial organizations provide services in three ways: traditionally through branches, semi-remotely with the help of visiting employees, and remotely. Let's consider each of these points in more detail from the point of view of the anti-fraud methods used and the need to use AI-based systems.
In-person format. If services are provided at a branch of a financial institution, the following methods are used to identify counterfeits:
use of services and databases of invalid documents;
physical verification of the authenticity of the presented documents (in particular, using specialized devices, such as special digital magnifiers), their integrity (not torn) and validity (validity period);
verification of the client's face and his photograph in the document;
double confirmation (additional verification by a senior specialist) when performing significant transactions.
Although the document is checked for validity and authenticity, its result may be unreliable due to the human factor (carelessness and negligence of employees), an element of collusion between an employee and a fraudster, or a lack of complete information about the method of checking documents. AI-based anti-fraud systems operating on top of multispectral data are free from these shortcomings.