The Russian Ministry of Finance has approved an increase

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"The total credit limit under the preferential IT mortgage program is planned to be increased by another 200 billion rubles - up to 700 billion rubles," -reportedMinistry of Digital Development, Communications and Mass Media. The credit limit is currently 500 billion rubles.

In early February 2024, the TASS news agency reported that Sber, PSB Bank, MTS Bank, Bank Saint Petersburg and RNKB had suspended issuing loans under the preferential IT mortgage program. The press service of the Sdelka.rf marketplace told TASS that the reason was that Sber had exhausted its IT mortgage limits. A similar situation could have occurred in other banks.

ComNews sent a request to cambodia whatsapp number database banks and the operator of the DOM.RF program, but did not receive a response. At the same time, the websites of Domklik (an online service for applying for a mortgage loan - ComNews note ) and PSB Bank reported that the program had been suspended.

in IT mortgage limits. "The Russian Ministry of Finance has approved a draft resolution of the Russian government to increase IT mortgage limits in order to prevent the program from being stopped. DOM.RF, as the program operator, ensures the redistribution of the remaining limits among banks. Until the government's act is adopted, issuance will continue taking into account the redistribution," a representative of the department's press service told ComNews.

How IT specialists feel about preferential mortgages
The support program was launched in May 2022. One of the goals is to retain personnel in the country. Since then, 51.1 thousand mortgage loans have been issued for a total of 447 billion rubles. At the same time, banks received 167 thousand loan applications from IT specialists.

Most often, preferential mortgages are taken out in Moscow (13.7 thousand), St. Petersburg (6.1 thousand), Moscow Region (4.2 thousand), Sverdlovsk Region (2.5 thousand) and Tatarstan (2.3 thousand).

Opinions on the IT market regarding the terms of preferential mortgages are divided. It is not attractive to everyone due to the complicated conditions.

In 2023, the procedure for issuing it was simplified. Thus, the minimum wage before deducting personal income tax decreased from 150 thousand rubles to 120 thousand rubles for cities with a population of over one million and from 100 thousand rubles to 70 thousand rubles for other populated areas. Moscow was an exception, where the conditions did not change: a specialist's salary must be at least 150 thousand rubles. Salary requirements do not apply to employees under 36 years of age. The age limits were expanded: it became possible for specialists from 18 to 50 years old inclusive to apply for a mortgage. Previously - from 22 to 44 years old. There were alsoothernew conditions.

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